Credit Cards

North Star offers a competitive Visa credit card program, with excellent rates and local service. All North Star credit cards feature:

No annual fee or balance transfer fee
No international transaction fee
Fraud notifications
Contactless Tap-to-Pay cards integrate with your favorite mobile wallet (Apple Pay, Samsung Pay, Google Pay, FitBit Pay and Garmin Pay)

Choose from our no-nonsense value-rate Platinum card, our Platinum Preferred with rewards or our Platinum Business card. View our Credit Card Brochure.

APPLY ONLINE (Single Applicant)

Apply Online (Joint Application)

Balance Transfer Special Offer

Make room for what matters most to you with our limited-time balance transfer offer. Transfer balances from higher-rate cards to a NSCCU Visa at only 3.99%APR for 24 months. Transfers must be completed by 12.1.2026 to receive promotional rate. After the 24-month promotional timeframe, any remaining transferred balances will migrate to the standard APR applicable on your account.

Request Balance Transfer

Visa Card Options

Platinum Preferred

Low, non-variable rate
Earn rewards points and redeem for merchandise, travel, experiences or Redeem2Erase^TM and use points to cover purchases
No annual fee
No balance transfer or cash advance fees

Platinum

Low, non-variable rate
No annual fee
No balance transfer or cash advance fees

Platinum Business

Low, non-variable rate
Earn rewards points and redeem for merchandise, travel, experiences or Redeem2Erase^TM and use points to cover purchase
No annual fee
No balance transfer or cash advance fees
Save on business spending with Visa SavingsEdge Cashback Offers

Account Management

Balance Transfers

Save on finance charges and pay off debt quicker by transferring high-rate balances to your NSCCU Visa. Simply complete our secure balance transfer form and we will process your request.

Online Account Management

With Anytime Online, our digital banking platform, you can view your credit card transactions, pay your bill and access your credit card rewards. If you do not use Anytime Online, you can also directly access your credit card account online at https://www.ezcardinfo.com/.

Score Card Rewards

Register your Platinum Preferred or Platinum Business Visa on the ScoreCard Rewards platform at https://www.scorecardrewards.com/. Once registered, log in to view reward point balances and redeem points or erase purchases with your points.

Suspicious Activity Notifications

Suspicious activity notifications for Visa credit card holders may be delivered through phone, text messaging and/or email communications.

Report a lost or stolen card

Cardholders can report card issues by calling the respective listed numbers.
Visa Credit Card: 1-800-322-8472
Visa Debit Card: 1-800-523-4175

Visa Purchase Alerts

Help protect your Visa credit card from fraud. Enroll for real-time transaction alerts and immediately identify fraudulent activity. Cardholders can set up alerts via the online visa website. Visa Purchase Alerts

Credit Card Application Disclosure