1.00% Cash Back Promotion
For a limited time, you'll get up to 1.00% cash back* when you move an auto or specialty vehicle loan you have with another lender over to North Star CCU. When we refinance your vehicle loan, you'll benefit from a great rate, flexible terms, convenient loan payment options and 1.00% cash back! This offer is valid on the refinance of auto, motorcycle, boat, RV, ATV and other recreational vehicle loans from another lender.
Apply online today, this offer ends March 31, 2024.
*Not valid on refinance of current NSCCU loans. Subject to loan approval, other restrictions may apply. Maximum cash back of $599 total per member. Cash back will be deposited to Primary Savings after 90 days and receipt of title. Offer subject to change or termination at any time.
Auto Loans
Get from point A to point B, and everywhere in between, with an auto loan from North Star. We make financing your next new or pre-owned vehicle a breeze. Easily apply online, or at one of our many convenient locations, to get pre-qualified before you go shopping. This way, you can shop in confidence knowing your approved loan amount and estimate monthly payment.
You can also look to North Star to refinance an auto loan you have with another lender; to potentially lower your monthly payment, your interest rate, or both!
- Competitive fixed rates and flexible terms
- Relationship rate discount for qualified members
- Electronic loan signing available for convenience
- Cost Effective Extended Warranty, GAP Coverage and Debt Protection Available
Specialty Vehicle Loans
North Star is here to help you enjoy all four adventure-filled seasons that North Dakota has to offer! We provide financing options for RVs, campers, golf carts, ATVs, ice houses, motorcycles, mopeds, boats, jet skis and snowmobiles.
- Competitive fixed rates and extended terms
- Relationship rate discount for qualified members
- Electronic loan signing available for convenience
- Cost Effective Extended Warranty, GAP Coverage and Debt Protection Available
Loan Protection
Guaranteed Asset Protection (GAP) Coverage
According to Automotive News, the average new car will lose 60% of its value over 3 years of normal driving. If your car is stolen or damaged beyond repair, GAP coverage could save you a lot of money.
Most insurance policies only cover the actual cash value of your vehicle, but that amount could be far less than the balance of your loan. GAP coverage will take care of that “gap”; covering the difference between the insured value of your car and the balance of your loan.
Ask us about adding GAP Coverage to your auto or specialty vehicle loan.
Mechanical Breakdown Insurance
Protect yourself from costly repairs when a manufacturer’s warranty expires. Our Mechanical Breakdown Protection (Extended Warranty) comes with an extensive list of features to give you maximum convenience and comfort in the event of a breakdown, at an affordable cost.
- Nationwide coverage
- Comprehensive repair coverage
- Roadside assistance
- Towing
- Car rental
Ask us about adding Mechanical Breakdown Protection to your auto or specialty vehicle loan.
Debt Protection
Life can be unpredictable. Protect your financial future by requesting debt protection on your loans. Debt Protection may make your payments for you should the unexpected happen, such as death or disability.