???? FRAUD ALERT NOTICE ????
We are seeing a significant increase in scams this holiday season. Fraudsters are sending fake texts that look like they’re from North Star Community Credit Union and asking members to “verify” transactions or click a link.

As a reminder, North Star Community Credit Union will NEVER:
❌ Ask for your Anytime Online username or password.
❌ Send a text asking you to click a link to verify your account.
❌ Ask for a verification code that was sent to you via text or email.

Remember: You should NEVER share your login information with anyone - ever.

If you receive a message and are unsure if it’s real:
✔️ Do NOT click any links.
✔️ Do NOT reply.
✔️ Call us directly.

To access your account safely, always come here to our official website (northstarccu.com) Your security is our priority. Please stay alert and protect your information.

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IRA and HSA

North Star is here to help you take control of your finances and future. We offer Traditional, Roth and Coverdell IRA Savings Accounts and Certificates, along with Health Savings Accounts, as financial planning options for you.  

IRA Savings 

An Individual Retirement Account (IRA) can help you with your financial goals. Whether planning for the future and thinking of your retirement, or planning or your child’s education; an IRA may be the perfect financial planning solution for you.

  • Traditional, Roth and Coverdell IRA accounts available
  • Risk-Free Investment
  • Dividends paid quarterly
  • Certificates (fixed-term investments) and savings accounts available

Contact a Financial Services Officer today to establish your IRA account.

Contact Us

 

Health Savings Account

North Star offers Health Savings Accounts (HSA) as an option for members that carry a high deductible insurance plan. Contributions are tax deductible and earnings are tax deferred.

  • No monthly fees
  • Free North Star debit card for your HSA eligible transactions
  • Dividends paid quarterly

Open Account

Traditional vs. Roth IRAs

Traditional IRA 

  • Contributions may be tax deductible
  • Earnings are not taxed until they’re withdrawn

Roth IRA

  • Contributions taxed at date of contribution rather than when withdrawn
  • Qualified distributions (including earnings) may be tax-free
  • Not subject to the Required Minimum Distribution (RMD) rules 
  • Participants can continue to make contributions after age 72

 

 

*APY = Annual Percentage Yield. Variable Rate Account. Rate may change after account opening.