???? FRAUD ALERT NOTICE ????
We are seeing a significant increase in scams. Fraudsters are spoofing phone numbers that look like they’re from North Star Community Credit Union in an attempt to collect sensitive information or codes. 

As a reminder, North Star Community Credit Union will NEVER:
❌ Ask for your Anytime Online username or password.
❌ Send a text asking you to click a link to verify your account.
❌ Ask for a verification code that was sent to you via text or email.

Remember: You should NEVER share your login information with anyone - ever.

If you receive a message or phone call and are unsure if it’s real:
✔️ Do NOT click any links.
✔️ Do NOT reply.
✔️ Call us directly.

To access your account safely, always come here to our official website (northstarccu.com) Your security is our priority. Please stay alert and protect your information.
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Deposit Rates

Ask about our relationship reward rate bumps for Certificates!

Savings

SAVINGS ACCOUNTS
Effective Date: June 1, 2026
TYPEDIVIDEND RATEAPY*
Regular Primary Share 0.10% 0.10%
Star Savings 0.10% 0.10%
Christmas Club
(Max Bal. $5,000- auto deposits required)		 1.50% 1.50%
Health Savings Account 0.10% 0.10%
Escrow Savings 0.00% 0.00%

GOLD STAR MONEY MARKET
Effective Date: June 1, 2026
TIERSDIVIDEND RATEAPY*
$0.00 - $2,500.00
(Paid when account balance is over $2500)		 0.70% 0.70%
$2,500.01 - $25,000.00 0.75% 0.70 - 0.75%
$25,000.01 - $50,000.00 0.80% 0.75 - 0.77%
$50,000.01 - $100,000.00 1.00% 0.77 - 0.89%
$100,000.01 - $250,000.00 1.05% 0.89 - 0.98%
$250,000.01 - $500,000.00 1.15% 0.98 - 1.07%
$500,000.01 - ^ 1.60% 1.07 - 1.60%

IRA SAVINGS
Effective Date: June 1, 2026
TYPEDIVIDEND RATEAPY*
TRADITIONAL 0.25% 0.25%
ROTH 0.25% 0.25%
EDUCATION 0.25% 0.25%

 

Checking

PAYMENT ACCOUNTS
Effective Date: June 1, 2026
TYPEDIVIDEND RATEAPY*
STAR+ ($2,500 min balance to earn dividends) 0.05% 0.05%
STAR+ Reward Dividend Rate (if qualifications are met) 3.92% 3.99%
STAR (& S81 NON-TRUNCATED) 0.00% 0.00%
RISING STAR 0.00% 0.00%

 

Share Certificates

STANDARD CERTIFICATES
Effective Date: June 1, 2026
TERMDIVIDEND RATEAPY*MIN $
3 Month 2.73% 2.75% $500.00
6 Month 3.37% 3.40% $500.00
12 Month 3.37% 3.40% $500.00
24 Month 2.98% 3.00% $500.00
48 Month 2.98% 3.00% $500.00
60 Month** 2.98% 3.00% $500.00
**60M allows 1-time rate bump after 18 months

IRA CERTIFICATES (TRADITIONAL, ROTH & COVERDELL)
Effective Date: June 1, 2026
TERMDIVIDEND RATEAPY*MIN $
12 MONTH 3.47% 3.50% $500.00
24 MONTH 3.08% 3.10% $500.00
48 MONTH 3.08% 3.10% $500.00
60 MONTH 3.08% 3.10% $500.00

SPECIALTY CERTIFICATES
Effective Date: September 1, 2026
TERMDIVIDEND RATEAPY*MIN $
7 Month Special 3.96% 4.00% $500.00
13 Month Special 3.96% 4.00% $500.00
Smart Start - 15 Month 3.72% 3.75% $100.00

15M Allows add-ons & withdrawals Min +/- $100

MAXIMUM DEPOSIT OF $10,000.00, LIMIT ONE PER MEMBER

Step Up - 37 Month 2.98% 3.00% $500.00
37M Allows add-ons ($1000+) & 1-time rate bump after 18 months
Youth 18 Month 4.45% 4.50% $100.00

Must be under 18 to open. 18M allows add-ons & withdrawals (Min +/- $100 ) & a 1-time rate bump (must provide report card). MAXIMUM DEPOSIT OF $10,000.00, LIMIT ONE PER MEMBER

 

*APY = Annual Percentage Yield. Rates are variable and subject to change. Early withdrawal penalties apply to certificate accounts. Please refer to the Truth in Savings disclosure for full details.