Loans
SECURED LOANS
Effective Date: June 1, 2026
| TYPE | APR (as low as) |
|---|---|
| Auto & Motorcycle Loans* | 4.24% |
| Specialty Vehicle (RV, Camper, Boat, ATV)* | 4.24% |
| Share Secured Loan | Share Rate + 3.00% |
| Certificate Secured Loan | CD Rate + 2.00% |
| *Auto and Specialty Vehicle rate includes 0.50% APR discount for North Star CCU Checking account with payroll direct deposit. | |
UNSECURED LOANS
Effective Date: June 1, 2026
| TYPE | APR (as low as) |
|---|---|
| Personal Loan | 10.24% |
| Visa Credit Card | 11.00% |
REAL ESTATE LOANS
Effective Date: June 1, 2026
| TYPE | APR (as low as) |
|---|---|
| 1-4 Family Real Estate (Variable 5/30) | 5.29% |
| Mobile Home (Variable 5/15) | 7.24% |
All loans are subject to approval. Rates vary by credit, term of loan and collateral conditions.