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Holiday Skip a Pay

Holiday Skip a Pay

Authored By: NSCCU on 10/13/2023

Could you use a little extra cash in your pocket this holiday season?  With our Holiday Skip-a-Pay program, you could use the extra money for: 

  • Finding the perfect gift for your loved ones
  • Extra winter expenses 
  • Helping someone in need

Skip-a-Pay is available on loan payments due between 11/1/23 and 1/31/24; you may skip one payment for each eligible loan (must skip the same month for each selected loan payment).  When you submit your request form, your next due payment will be skipped. There is a $30 processing fee for each loan skipped.

To be eligible for Skip-a-Pay, the following criteria must be met:

  • Member account is in good standing
  • Loan is a personal, fixed-consumer loan (i.e. auto loan, recreational vehicle loan, personal loan)
  • Loan was opened prior to April 1, 2023
  • Loan balance is greater than $300
  • Monthly payment is greater than $100
  • Loan is current

To request a Skip a Pay, you can fill out and sign the request form electronically by clicking below. Request must be submitted at least 7 days prior to your due date.

Request to Skip


Skip a Pay available for consumer fixed-payment loans only. Business and club accounts are not eligible. The $30 per loan fee is an extra processing charge for the opportunity to defer payment for the requested loan(s) listed on this form for one month. Interest will continue to accrue on the outstanding balance until paid in full. You will continue to be responsible for the entire outstanding principal & interest & must continue to make monthly payments after the original maturity date until principal & interest are paid in full. Your pledge of security shall remain in effect until the loan is fully repaid. Any vehicles/loans with GAP insurance, please refer to your disclosures for coverage restrictions.



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