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Credit Cards

Choose the VISA that works best for you. North Star offers an in-house credit card program with low rates and excellent, local service.

Call or stop in to discuss with your local Financial Services Officer your options.

  • Fixed rate of 11% APR
  • No annual fee
  • Merchandise or travel rewards 
  • Contactless card (tap to pay)
  • No balance transfer fee
  • In-house program with personalized customer service
  • No international transaction fees
  • Fraud notifications
  • Decisions made locally

  • Fixed rate of 11% APR
  • No annual fee
  • Merchandise or travel rewards 
  • Contactless card (tap to pay)
  • No balance transfer fee
  • In-house program with personalized customer service
  • No international transaction fees
  • Fraud notifications
  • Decisions made locally

  • Fixed rate of 9% APR
  • No annual fee
  • Contactless card (tap to pay)
  • No balance transfer fee
  • In-house program with personalized customer service
  • No international transaction fees
  • Fraud notifications
  • Decisions made locally

 Looking to increase your credit limit? Contact your local Financial Services Officer to request an increase to your North Star Visa Credit Card. 

Traveling out of state or out of the United States? To ensure smooth travel plans, give us a call to inform us of your travel plans. Call 1-800-410-2226    

How do I report a lost/stolen card?Cardholders can report card issues by calling the respective listed numbers.

Visa Debit Card: 1.800.322.8472 
Visa Credit Card: 1.800.523.4175

How do I set up alerts on my Visa credit card? Cardholders can set up alerts via the online visa website.  Visa Purchase Alerts

Will I get suspicious activity notifications? Suspicious activity notifications for Visa credit card holders may be delivered through phone, text messaging and/or email communications.