Credit Cards





Choose the VISA that works best for you. North Star offers an in-house credit card program with low rates and excellent, local service.

Call or stop in to discuss with your local Financial Services Officer your options.

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  • Fixed rate of 9% APR
  • No annual fee and no balance transfer fee
  • Transfer balances at only 2.99% APR for 6 months*
  • Contactless card (tap to pay)
  • In-house program with personalized customer service
  • No international transaction fees
  • Fraud notifications
  • Decisions made locally

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Looking to increase your credit limit? Contact your local Financial Services Officer to request an increase to your North Star Visa Credit Card. 

Traveling out of state or out of the United States? To ensure smooth travel plans, give us a call to inform us of your travel plans. Call 1-800-410-2226    

How do I report a lost/stolen card?Cardholders can report card issues by calling the respective listed numbers.

Visa Debit Card: 1.800.322.8472
Visa Credit Card: 1.800.523.4175

How do I set up alerts on my Visa credit card? Cardholders can set up alerts via the online visa website.  Visa Purchase Alerts

Will I get suspicious activity notifications? Suspicious activity notifications for Visa credit card holders may be delivered through phone, text messaging and/or email communications. 


No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator powered by Norton LifeLock helps provide you with tools so you can act quickly.

To enroll and take advantage of this benefit provided at no charge to North Star Visa credit cardholders, click here: www.cardbenefitidprotect.com

You will need your North Star Visa credit card number to take advantage of this free benefit. You’ll then be directed to the Norton LifeLock landing page to complete your enrollment.


*APR= Annual Percentage Rate.  After promotional period of 6 billing cycles, any remaining balance of transferred balances will revert to your standard balance transfer APR. Click here for credit card rate and terms disclosure.