Upon opening your share savings account with your $5 deposit, you become a member and an owner of the credit union. Your membership provides you access to all of the convenient and rewarding benefits that North Star Community Credit Union has to offer. North Star values every single one of our Members.

Dividends on savings accounts are paid monthly based on the average daily balance for each account.

North Star members will enjoy these free benefits on all of our savings accounts:

Check out all of the North Star account options today!

Lady holding piggy bank and smilingGold Star account holders enjoy a premium dividend paid based off of the balance held in their account. Dividends are paid monthly on the entire balance held in the account.

Additional Gold Star Savings benefits include:

  • No minimum balance required
  • No monthly fees
  • Tiered account
    • $0 – $2500.00
    • $2500.01 – $25,000
    • $25,000.01 – $50,000
    • $50,000.01 – $100,000
    • $100,000.01 – $250,000.00
    • $250,000.01 – Up
  • $500 withdrawal/transfer minimum
  • Minimum of $2500 to begin earning dividends

Father holding piggy bank as child places money in itAdditional Savings benefits include:

  • No monthly fees
  • $5 minimum balance
  • Quarterly dividends
  • Makes Cent$ ProgramYou can opt to automatically round up your debit card purchase and transfer the cents into an eligible account.

Young boy with huge smile holding jar of moneyMembers age 0-12 years are automatically enrolled when they open their share savings account. Our Pee Wee Penguin Club members receive the same benefits as with the other North Star accounts; however, these club members receive additional exclusive benefits such as:   

  • Individual branch Pee Wee Penguin activities
  • Invites to Youth Week activities
  • Pee Wee Penguin Newsletter & branch newsletters
  • Quarterly drawings to win a $10 deposit (Earn one entry for every $5 deposit into Pee Wee account, up to 5 entries per day)

Read the Spring 2022 Pee Wee Newsletter


Click the Pee Wee icon to explore our Pee Wee Penguin games and activities.

Are you looking for a resource to help you budget and save? The Christmas Club is the answer for you. You can use this account to assist you with budgeting for holiday spending, property taxes or homeowner’s insurance to just name a few.

Here’s how the Christmas Club works:

  • No minimum balance
  • Dividends paid annually on the average daily balance as of Oct 31st
  • Withdrawals available November 1st