Fees
| Overdraft, returned or paid drafts, bill pay, debits, incoming loan payments & ACH's | Maximum 4 per day | $28.00 |
|---|---|---|
| Overdraft Transfers by CU | Per transfer (FREE with overdraft protection) | $2.50 |
| Fraudulent Check Deposited |
$10.00 | |
| Redeposit NSF Fee | $10.00 | |
| Cashier's Checks/Certified Checks | Per check | $5.00 |
| ATM Fees |
Members using NSCCU Credit or Debit Cards at NSCCU ATM's
Non-NSCCU card at NSCCU ATM |
FREE
$1.50-$2.50 |
| Money Orders | Each | $2.00 |
| Anytime Online - Bill Pay - E-statements | FREE | |
| P2P (Online-self directed pmnts) | Outgoing Only | $1.50 |
| Wire Transfers | All Domestic Wires |
$10.00 |
| International |
$40.00 | |
| Club Classic (max 2 per month) |
Free* |
|
| Privilege Pay |
Per authorization |
$10.00 each*
Max $40.00/day |
| Inactive Account |
No activity of any kind for 12 months, loans, CDs, or IRAs | $5.00 per month |
| Mail Returned for Incorrect Address | $5.00 | |
| Quick Change | Non-Member | 10% of change |
| Confirmation of Funds Phone Call | $5.00 | |
| Short Statement | 1 free per month | $2.00 |
| Stop Payments | each | $10.00** |
| Maximum | $40.00 | |
| Reconciliation of Share Draft Account | per hour | First time Free |
| additional hours | $15.00 | |
| Counter Share Drafts | first 10 | FREE |
| additional drafts | $.10 | |
| Non Member Check Cashing | $5.00 per | $100.00 |
| Share Draft Copies | each | $1.00 |
| Fax Machine Usage | Incoming Per Sheet | $.50 |
| Outgoing First Page | $1.50 | |
| Additional Page | $.50 | |
| Photocopies |
1-10 copies Bl/Wh
Have own paper or over 10 copies Bl/Wh |
$.25/page $.10/page |
| Colored Copies (any quantity) |
$.40 /page |
|
| Canadian Checks | Plus Exchange | 21.00 |
| Non-Truncated Accounts | Per check returned Plus Postage to mail ($2 minimum) | $.10 |
| VISA Late Charge | Over 30 days | $15.00 |
| VISA NSF Payment | Up to |
$28.00 |
| VISA Phone Payment | (using Visa 800#) |
Free |
| Plastic Card Replacement |
Debit/ATM/Credit cards |
$5.00 |
| Plastic Card Rush |
Debit/ATM/Credit cards |
$25.00 |
| VISA Phone Payment | (using VISA 800#) | free |
| Visa Immediate Availability of Funds |
$5.00 | |
| Visa Statement Copy |
$1.00 | |
| Lost/Changed PIN Number |
Debit/ATM/Credit cards |
$1.00 |
| Visa Gift Cards |
Members
Non-Members |
$2.00 each
$3.00 each |
| VISA Travel Money Cards | $4.00 each |
|
| Certificate of Deposit (CD) | Early Redemption CDs less than 12 months |
3 months of interest |
| CDs 12 months or longer | 6 months of interest | |
| Levies/Garnishments | $25.00 | |
| Consumer/Agricultural document fee | Includes extensions and modifications | $15.00 |
| Safety Deposit Boxes | 3 x 5 yearly | $15.00 |
| 3 x 10 yearly | $25.00 | |
| 5 x 10 yearly | $30.00 | |
| 10 x 10 yearly | $35.00 | |
| Drilling Fee | Actual costs incurred |
|
| Duplicate Key | Actual costs incurred |
|
| Ag/Residential/Commercial Real Estate Origination | 1% of the loan or a cap of $1000* | |
| GAP |
Motor Vehicle Recreational Vehicle Watercraft
Powersports |
$200 $300 $200
$150 |
| NSF Check applied to a loan |
$28.00 |
|
| |
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| Fees effective February 1, 2013 | ||
| * Club classic members maximum of 2 ** Includes VISA and Instant Cash |
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